AVP, Credit Officer-Equipment Finance

August 26, 2021
Westminster, CO
Job Type


CIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals. CIT Group Inc. (NYSE: CIT) is a financial holding company with over a century of experience and operates a principal bank subsidiary, CIT Bank, N.A. (Member FDIC, Equal Housing Lender). The company's commercial banking segment includes commercial financing, community association banking, middle market banking, equipment and vendor financing, factoring, railcar financing, treasury and payments services, and capital markets and asset management. CIT's consumer banking segment includes a national direct bank and regional branch network. Discover more at cit.com/about.


* Conduct credit due diligence and underwriting for new lease and loan transactions within existing credit policies, risk appetite, and service level expectations
* Primarily responsible for larger, Enterprise level transactions with ability to assess and analyze complex structures
* Make credit decisions within assigned credit limit authority and clearly communicate recommendations on transactions above existing authority
* Assist sales representatives with prescreening and structuring transactions for prospective lessees and obligors
* Hold due diligence meetings / conference calls with customer CFOs or other financial management as required
* Assist in the negotiation of lease and third-party assignment documentation


* Minimum 6+ years' experience in credit underwriting with a bank or commercial finance company
* Experience in credit underwriting of Technology and Industrial assets is preferred
* Ability to analyze financial statements and other pertinent credit information and make credit decisions or recommendations
* Strong writing and verbal skills required
* Experience with spreading financial statements
* Ability to calculate and interpret financial ratios
* Ability to engage across functions and clearly communicate reasons why decisions were made
* Ability to work independently in a fast paced environment with multiple talks and deadlines
* BS degree required, preferably with a major in Finance or Accounting. Master's Degree preferred
* Technical skills in financial statement analysis, risk analysis and legal contract requirements
* Strong communication skills and ability to interface with executive management, customers, attorneys and peers

CIT is committed to Equal Employment Opportunity. It is CIT's policy to provide equal employment opportunities to all qualified applicants without regard to their race or perceived race (including traits historically associated with race, such as hair texture and protective hairstyles), color, national origin, nationality, ancestry, citizenship, immigration status, age, sex (including pregnancy, lactation, childbirth or related medical conditions), actual or perceived gender, gender identity, gender expression or transgender (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), religion, creed, marital status, family status, domestic partnership or civil union status, affectional or sexual orientation, atypical hereditary cellular or blood trait, genetic information or predisposition or carrier status (including testing and characteristics), status as a victim of domestic violence, actual or perceived status as a caregiver, military status and service, protected veteran status, mental or physical disability, perceived disability, record of disability, medical condition, AIDS and HIV status, or any other protected characteristic established by applicable federal, state, or local laws. If you would like more information about your EEO rights as an applicant under the law, please click here:

Pay Transparency Notice

EEO Law Poster

EEO Supplemental Poster

Drop files here browse files ...

Related Jobs

Medical Assistant Educator   Denver, CO new
September 23, 2021
September 23, 2021
Medical Claims Reviewer   Atlanta, GA new
September 23, 2021
Senior Media Planner   Atlanta, GA new
September 23, 2021
September 23, 2021